RV Insurance Policies

Insurance for Your Motorhome or Camper Van

Do you own a motorhome, camper van, travel trail or another type of recreational vehicle such as four-wheel off-roaders or snowmobiles? Then you need an RV insurance policy. Browne Insurance Agency is here to help you select the perfect policy to match your vehicle's needs. The specific benefits and features of an RV insurance policy can vary between providers. Below are some of the common types of coverage that you'll find in an RV insurance policy:

• Liability coverage: There are two types of liability coverage:
• Bodily injury liability: Covers injuries to other individuals in an accident where you are at fault.
• Property damage liability: Covers damage to others' property that was caused by your RV.
• Collision coverage: This coverage pays for damage to your RV resulting from a collision with another vehicle or object.
• Comprehensive coverage: This coverage is for non-collision events, such as theft, vandalism, fire or natural disasters.
• Uninsured/underinsured motorist coverage: This coverage protects you in the event that you are involved in an accident with a driver who either has insufficient insurance or no insurance at all.
• Medical payments coverage: This coverage will cover any medical expenses for you and your passengers resulting from an RV accident, regardless of who was at fault.
• Personal belongings coverage: This coverage reimburses you for the loss of personal items inside the RV, such as clothing, electronics or any other belongings.
• Emergency expenses coverage: This will cover the cost of lodging, meals, and transportation if your RV is damaged beyond a specified distance from home.
• Roadside assistance: Having roadside assistance means you'll have access to help with common issues like towing, flat tire changes, fuel delivery and locksmith services.
• Full-timer's coverage (if applicable): This type of coverage is for those who live in their RV full-time. It may provide additional protection similar to a homeowner's policy.
• Vacation liability coverage: This policy offers liability coverage for incidents that occur while the RV is parked and being used as a temporary residence, for example, while you are on vacation.

Call (973) 250-4002 for a fast, free quote on your new RV insurance policy. Browne Insurance Agency is a woman-owned local business serving Essex County, NJ since 2008.

Review Your RV Policy With Us

When it comes to your RV insurance policy, remember that the specific terms, conditions and coverage limits can vary. That's why it is crucial to carefully review the policy and discuss your needs our insurance agent. RV insurance needs also differ based on the type of RV you have, how you use it and where you use it. At Browne Insurance Agency, we'll shop around the top policy providers to find a custom policy that suits your budget and your RV.

Fill out our easy online form to request a phone call back and discuss your situation. We can't wait to hear from you!